Mortgage Loan Programs

Find the Best Mortgage Option For You

Ready to get started? Connect with one of our dedicated mortgage professionals at (844) 912-1005find a lender or download the Arvest Home4Me® mobile app. Your dream home awaits!

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Conventional Mortgages

  • Fewer restrictions
  • For borrowers with good credit scores and larger down payments

Choose the stability of a fixed rate for predictable monthly payments over the life of the loan, or opt for an adjustable rate that may offer a lower initial interest rate. 

FHA Loans

  • Lower down payments
  • Easier to qualify for this type of home loan

FHA loans are backed by the Federal Housing Administration. As a result, these loans are easier to qualify for while still offering a competitive rate. Down payments are as low as 3.5% for this type of loan.

VA Loans

  • Designed to help American Veterans purchase a home
  • 100% financing with eased requirements

Veterans of the US Military can take advantage of VA Loans backed by the US Department of Veterans Affairs.

Rural Development Loans

  • Zero down payment / 100% financing
  • Minimal monthly mortgage insurance

Rural Development Loans are for buyers who are interested in purchasing a home in a rural area as determined by the US Department of Agriculture.

Construction Loans

  • Finance construction costs while building a home
  • Can be used to finance a variety of new construction

Learn more about applying for a mortgage loan and the documentation you will need to provide to help your lender process your application.

Other Programs

  • Jumbo loans
  • Physician loans
  • Standard non-conforming loans
  • Condominium loans

Arvest offers a variety of mortgage programs to help you and your family buy a home.