CUSTOMER SERVICE
Find answers to questions like:
What is Arvest Flex Rewards® and how does it work?
How can I get information on the Arvest Flex Rewards® program?
How do I check my Arvest Flex Rewards® points balance?
Arvest Flex Rewards®
Earn Rewards On Everyday Purchases
- No annual membership fees plus automatic enrollment in the Arvest Flex Rewards® program
- Redeem points for cash back, statement credits, travel and more
- Special offers to earn even more points
Start Earning Rewards On Purchases Today
Cash Back
The Arvest Cash Back Credit Card rewards you for everyday purchases. Enjoy great benefits and perks such as:
- 1.5% cash back for every $1 spent on eligible purchases
- No foreign transaction fees1
- Visa’s Zero Liability protection
- No annual fee1
- Compatible with contactless-enabled payment terminals.
Cobalt℠ Visa Signature®
The Arvest Cobalt℠ Visa Signature® Credit Card rewards well-qualified applicants with a host of luxury travel and lifestyle benefits, plus a tiered rewards platform.
- 3X points for every $1 spent on eligible dining purchases
- 2X points for every $1 spent on eligible gas, groceries and streaming purchases
- 1X points for every $1 spent on all other eligible purchases
- No foreign transaction fees1
- Visa’s Zero Liability protection
- No annual fee1
- Travel upgrades and concierge services2
- Compatible with contactless-enabled payment terminals.
Manage Your Card
View your transactions and rewards balance. Redeem your rewards points online for cash back, statement credits, travel, entertainment, gift cards and more or rewards cash for direct deposits into your bank account or statement credits.
- Track your rewards
- Shop and redeem your rewards points or rewards cash online
- Earn bonus rewards points or rewards cash with special offers
- Monitor your transactions
Visit this page for Business Arvest Flex Rewards program information. 1 Arvest Cash Back Terms & Conditions, Arvest Cobalt℠ Visa Signature® Terms & Conditions Arvest Credit Cards are subject to credit approval. Arvest Flex Rewards® is a program that offers tiered points of 3X points for every $1 spent on eligible dining purchases, 2X points for every $1 spent on eligible gas, groceries, & streaming purchases, and 1X points for every $1 spent on all other eligible purchases made with your Arvest Cobalt℠ Visa Signature® credit card, or 1.5% cash back for every $1 spent on eligible purchases made with your Arvest Cash Back credit card. Rewards cash must be redeemed to have monetary value. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Arvest may change the program from time to time or cancel the program at any time without prior notice. Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Visa Guide to Benefits for Arvest Cash Back card or Visa Guide to Benefits for Arvest Cobalt℠ Visa Signature® card, which includes a full explanation of benefit coverages. Arvest Cobalt℠ Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. Concierge terms of service can be found on the Visa website.2 Visa Signature® Concierge
